Wednesday, May 8, 2013
Friday, April 26, 2013
To sell your home fast!
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Most of us consider a home our biggest single investment. Selling our home is probably one
of the most important decisions you will make and when you sell you want to sell your home
for the best price possible. After purchasing, renovated and selling properties for 12 years
I have learned how to sell properties for Top Dollar
(there is nothing like having your own money on the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
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Need to sell my house fast and for top market value!
|
Most of us consider a home our biggest single investment. Selling our home is probably one
of the most important decisions you will make and when you sell you want to sell your home
for the best price possible. After purchasing, renovated and selling properties for 12 years
I have learned how to sell properties for Top Dollar
(there is nothing like having your own money on the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
|
How to sell my Home for top market value! San Diego, Chula Vista, National City, Bonita,
|
Most of us consider a home our biggest single investment. Selling our home is probably one
of the most important decisions you will make and when you sell you want to sell your home
for the best price possible. After purchasing, renovated and selling properties for 12 years
I have learned how to sell properties for Top Dollar
(there is nothing like having your own money on the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
|
Sell Your Home for TOP DOLLAR
|
Most of us consider a home our biggest single investment. Selling
our home is probably one
of the most important decisions you will make and when
you sell you want to sell your home
for the best price possible. After
purchasing, renovated and selling properties for 12 years
I have learned how to
sell properties for Top Dollar
(there is nothing like having your own money on
the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
|
Thursday, April 25, 2013
Faby Gonzalez - Short Sale ~ Short sale specialist ~ chula vista realtor...
Let me tell you about short sales.... Its important to be represented by an experienced realtor when selling your home and even more when its a short sale. watch my video and call me for a free consultation. (619)279-7167 http://www.fabygonzalez.com
FREE short sale HELP
FREE short sale HELP
Thursday, April 4, 2013
COMPRAR DESPUES DE UN SHORT SALE? ES BUEN TIEMPO PARA COMPRAR?
Cuanto tengo que esperarme para comprar casa despues de un Short Sale o venta corta?
Es buen tiempo para comprar? Como esta el mercado de bienes raices en este momento del 2013
HAFA FOR CHULA VISTA AND SAN DIEGO
Home Affordable Foreclosure Alternatives Program
HAFA Government Short Sale Program
If you are a struggling homeowner who is experiencing some kind of financial hardship and can no longer afford your mortgage payments, then the Home Affordable Foreclosure Alternatives Program may just be for you. The HAFA program makes available options to avoid a foreclosure as well as offer cash back incentives to homeowners, servicers and investors to move forward with a short sale in order to avoid foreclosure. The U.S. Treasury conducted these incentives to protect the Housing industry.
During a short sale, the lender will give the homeowner permission to sell the property for less than the amount owed on the mortgage loans. In order to qualify, the lender will ask you to provide proof of your hardship and make up what is called a short sale package. The HAFA short sale will allow homeowners to be free of all debt on the first lien mortgage, while also becoming eligible for $3,000 Cash Back to help with relocation expenses.
Short sales are becoming increasingly popular because of its ability to help a homeowner overcome their financial difficulty, in their home at least. Choosing a short sale versus a foreclosure is typically the most reasonable path to a fulfilling future. When it comes to short sales, the homeowner must be aware that there is a difference between a traditional short sale and the HAFA short sale program.
Qualifications:
HAFA Short Sale Program-
●Primary residence
●Have a loan balance under $729,750
●Monthly mortgage payments must be greater than 31% of monthly income
●First mortgage originated before 01/01/2009
Traditional Short Sale- (2 basic qualifications)
●Financial hardship (often varies from lender to lender)
●Proof of lack of funds / Insolvency
Of course, to qualify for any short sale, a borrower must owe more than the value of their property or be in a position where they do not have needed capital to bring to closing.
Traditional Short Sale VS the HAFA short sale program
●A traditional short sale starts after the property is listed and an offer is given. The HAFA short sale typically starts before the property is listed.
●In a traditional short sale the offer begins the short sale process and all documents that were asked to be provided by the lender must be completed, once all of the proper paperwork in turned into the lender, reviewing and a decision will follow. The HAFA short sale program works like the traditional short sale when it comes to a timeline on when to expect a decision, however with the HAFA short sale, if an offer is put on the property, you will typically receive a decision within 10 days.
●In a traditional short sale the investor may demand cash or a promissory note; they may also maintain the right to pursue a deficiency judgment. In the HAFA short sale, the homeowner can be reassured that they will not be asked to produce a promissory note, cash and their lender will not pursue the homeowner for a deficiency judgment.
Credit Impact-
There is no difference between the HAFA short sale and the traditional short sale when it comes to a homeowner’s credit; however it is less than a foreclosure.
HAFA Short Sale Incentives
●Borrowers will receive $3,000 at the end of the short sale to help with relocation expenses.
●Servicers will receive $1,500 after a successful short sale.
●Investors will receive a max of $2,000 for overheads to second position lean holders. Investors will also receive $1 for every $3 spent to release junior liens up to 6% with a maximum of $6,000.
It is very important to keep in mind that the short sale must be measured in “arms length”, which means the borrower may not sell the property to a relative or anyone else they are close too. The Short Sale Specialist Network is greatly familiar with a HAFA short sale versus the traditional short sale because of their knowledge, experience, and skill in short sales. It takes true experience in order to successfully complete a traditional short sale or the HAFA short sale.
HAFA Government Short Sale Program
If you are a struggling homeowner who is experiencing some kind of financial hardship and can no longer afford your mortgage payments, then the Home Affordable Foreclosure Alternatives Program may just be for you. The HAFA program makes available options to avoid a foreclosure as well as offer cash back incentives to homeowners, servicers and investors to move forward with a short sale in order to avoid foreclosure. The U.S. Treasury conducted these incentives to protect the Housing industry.
During a short sale, the lender will give the homeowner permission to sell the property for less than the amount owed on the mortgage loans. In order to qualify, the lender will ask you to provide proof of your hardship and make up what is called a short sale package. The HAFA short sale will allow homeowners to be free of all debt on the first lien mortgage, while also becoming eligible for $3,000 Cash Back to help with relocation expenses.
Short sales are becoming increasingly popular because of its ability to help a homeowner overcome their financial difficulty, in their home at least. Choosing a short sale versus a foreclosure is typically the most reasonable path to a fulfilling future. When it comes to short sales, the homeowner must be aware that there is a difference between a traditional short sale and the HAFA short sale program.
Qualifications:
HAFA Short Sale Program-
●Primary residence
●Have a loan balance under $729,750
●Monthly mortgage payments must be greater than 31% of monthly income
●First mortgage originated before 01/01/2009
Traditional Short Sale- (2 basic qualifications)
●Financial hardship (often varies from lender to lender)
●Proof of lack of funds / Insolvency
Of course, to qualify for any short sale, a borrower must owe more than the value of their property or be in a position where they do not have needed capital to bring to closing.
Traditional Short Sale VS the HAFA short sale program
●A traditional short sale starts after the property is listed and an offer is given. The HAFA short sale typically starts before the property is listed.
●In a traditional short sale the offer begins the short sale process and all documents that were asked to be provided by the lender must be completed, once all of the proper paperwork in turned into the lender, reviewing and a decision will follow. The HAFA short sale program works like the traditional short sale when it comes to a timeline on when to expect a decision, however with the HAFA short sale, if an offer is put on the property, you will typically receive a decision within 10 days.
●In a traditional short sale the investor may demand cash or a promissory note; they may also maintain the right to pursue a deficiency judgment. In the HAFA short sale, the homeowner can be reassured that they will not be asked to produce a promissory note, cash and their lender will not pursue the homeowner for a deficiency judgment.
Credit Impact-
There is no difference between the HAFA short sale and the traditional short sale when it comes to a homeowner’s credit; however it is less than a foreclosure.
HAFA Short Sale Incentives
●Borrowers will receive $3,000 at the end of the short sale to help with relocation expenses.
●Servicers will receive $1,500 after a successful short sale.
●Investors will receive a max of $2,000 for overheads to second position lean holders. Investors will also receive $1 for every $3 spent to release junior liens up to 6% with a maximum of $6,000.
It is very important to keep in mind that the short sale must be measured in “arms length”, which means the borrower may not sell the property to a relative or anyone else they are close too. The Short Sale Specialist Network is greatly familiar with a HAFA short sale versus the traditional short sale because of their knowledge, experience, and skill in short sales. It takes true experience in order to successfully complete a traditional short sale or the HAFA short sale.
SELLING MY HOUSE IN CHULA VISTA OR SAN DIEGO
When you're looking for a partner to help you negotiate the complexities of selling a home, you've come to the right place. The experience, dedication and strong communication you'll receive here will help ensure the successful and profitable sale of your home:
1. The Local Advantage - Take advantage of a broad spectrum of technologies and tools to support the sale of your home from start to close.
2. Internet Advertising - Since the lion's share of home buyers starts their search on the internet, top placement on search engines is essential. You'll gain access to placement on Google, MSNBC, and other websites. This will maximize your exposure and bring a large number of potential buyers to view information about your home.
3. Email Campaigns - It's important to "work the network." We can work together to identify the right people to target your home-and get in touch with them by email to drive excitement and interest.
4. Personal Touch - Of course, technology alone won't sell your home. Face-to-face interaction provides the advantage to sell your home-and you won't have to worry about a thing. The details will be handled with care and constant communication, to ensure the marketing and sale of your home go smoothly.
www.FabyGonzalez.com 619.279.7167 call today for a non obligation consultation!
www.FabyGonzalez.com 619.279.7167 call today for a non obligation consultation!
SELL YOUR HOUSE FOR TOP DOLLAR, HIRE AN EXPERIENCED REALTOR! WWW.FABYGONZALEZ.COM
When you're looking for a partner to help you negotiate the complexities of
selling a home, you've come to the right place. The experience, dedication and
strong communication you'll receive here will help ensure the successful and
profitable sale of your home:
1. The
Local Advantage - Take advantage of a broad spectrum of
technologies and tools to support the sale of your home from start to close.
2.
Internet Advertising - Since the lion's share of home buyers
starts their search on the internet, top placement on search engines is
essential. You'll gain access to placement on Google, MSNBC, and other websites.
This will maximize your exposure and bring a large number of potential buyers to
view information about your home.
3. Email
Campaigns - It's important to "work the network." We can work
together to identify the right people to target your home-and get in touch with
them by email to drive excitement and interest.
4.
Personal Touch - Of course, technology alone won't sell your
home. Face-to-face interaction provides the advantage to sell your home-and you
won't have to worry about a thing. The details will be handled with care and
constant communication, to ensure the marketing and sale of your home go
smoothly.
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