RELOCATING TO SAN DIEGO? VISIT MY WEBSITE TO READ ABOUT ALL THE SAN DIEGO COMMUNITES. I WOULD LOVE TO HELP YOU!!
http://www.fabiolagonzalez.com/communities/
Faby Gonzalez Realtor... Chula Vista, my town, a great place to live and raise our children. I am a proud experienced Realtor in the area who has been here to help hundreds of families avoid foreclosure by becoming a short sale specialist for years... now I am working hard guiding families back to the American Dream of Home ownership after a short sale or foreclosure... My town is blooming with so much hope all these families have ♥ Let me be part of your Real Estate dreams... call me 619-279-7167 or email me Faby@fabygonzalez.com or visit my website http://www.fabiolagonzalez.com/
Faby Gonzalez Coldwell Banker West!! Chula Vista Eastlake
Music by Chula Vista artist, "L-Tec"
Chula Vista, my town, a great place to live and raise our children. I am a proud experienced Realtor in the area who has been here to help hundreds of families avoid foreclosure by becoming a short sale specialist for years... now I am working hard guiding families back to the American Dream of Home ownership after a short sale or foreclosure... My town is blooming with so much hope all these families have ♥ Let me be part of your Real Estate dreams... call me 619-279-7167 or email me Faby@fabygonzalez.com or visit my website http://www.fabiolagonzalez.com/
Faby Gonzalez Coldwell Banker West!! Chula Vista Eastlake
WANT TO SELL FOR THE BEST PRICE? When thinking of listing your house in San Diego, Chula Vista, Bonita, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com/ (619)279-7167
QUIERE VENDER SU CASA POR EL PRECIO MAS ALTO?
Las casas en Chula Vista y todo San Diego ya subieron de valor!!! Quiere vender por el precio mas alto? LLame hoy mismo a Faby Gonzalez y ella le dara el precio Actual de su casa. No espere mas. o visite la pagina web http://www.fabiolagonzalez.com/
SHORT SALES?? TIME IS RUNNING OUT!! If you owe way more than what your house is worth.. this could be the last year for the bank to let you sale and walk away with no debt ... FREE to start all over again. See my video below to learn how I do short sales... Its FREE... and Im your expert
Whether you have children together or not, getting a divorce is a stressful and most of the time painful situation and if on top of that you need to sell your house then you definitely need a supportive, knowledgeable and understanding Realtor by your side. I have been blessed to have been given the opportunity to help many families in that situation… and I am proud to say that all sellers were very happy with the outcome. So if you are thinking of selling and you are going through a divorce and you need a supportive agent by your side, someone who is going to get you the most money from your sale and will make it as smooth as possible during this divorce process, please give me a call so I can personally give you a free consultation and explain how I can make this a successful and smooth transaction for both of you. 619-279-7167
HOW TO INSTALL A SMOKE DETECTOR ALARM... super simple process... if I can do it... you can do it.... and it can save a life!! Its required by law and all households should have them. email me for any information. 619.279.7167 www.fabygonzalez.com
$450000 / 5br - NEED HELP FINDING A HOME FAST? IN BONITA OR CHULA VISTA?
NEED HELP FINDING A HOUSE IN CHULA VISTA, BONITA, SAN DIEGO OR SOUTH BAY?
Are you tired of competing with investors and cash offers??
In a low inventory market like today's, its important to have an experienced Realtor help you find the house and get your offer accepted. Also it may benefit you working with a listing agent so you have access to listing that are not listed and advertised to the public yet... this will give you chance to avoid competition.
If you are interested in working with my team, please give me a call 619-279-7167 I am an experienced listing and buyer's agent here in Chula vista and I am very familiar with all the San Diego area. we sold over 100 houses last year!!
I know you will be happy with our services and I know we will find you the perfect home for you in a very short period of time.... give us an opportunity, you have nothing to lose. MY SERVICES ARE FREE TO ALL OUR BUYERS...!!
NEED HELP FINDING A HOUSE IN CHULA VISTA, BONITA, SAN DIEGO OR SOUTH BAY?
Are you tired of competing with investors and cash offers??
In a low inventory market like today's, its important to have an experienced Realtor help you find the house and get your offer accepted. Also it may benefit you working with a listing agent so you have access to listing that are not listed and advertised to the public yet... this will give you chance to avoid competition.
If you are interested in working with my team, please give me a call 619-279-7167 I am an experienced listing and buyer's agent here in Chula vista and I am very familiar with all the San Diego area. we sold over 100 houses last year!!
I know you will be happy with our services and I know we will find you the perfect home for you in a very short period of time.... give us an opportunity, you have nothing to lose. MY SERVICES ARE FREE TO ALL OUR BUYERS...!!
SELL YOUR HOUSE FOR CASH AND FAST!!
Looking for a quick sale? Close in 7 days all cash...
We Buy Houses: Inherited Houses, Hoarder Houses, Houses in Foreclosure, Fixer Upper Houses, Ugly Houses, Abandoned Houses and Condos throughout San Diego County for Cash in any Condition.
call today 619-279-7167 you have nothing to lose!!
Looking for a quick sale? Close in 7 days all cash...
We Buy Houses: Inherited Houses, Hoarder Houses, Houses in Foreclosure, Fixer Upper Houses, Ugly Houses, Abandoned Houses and Condos throughout San Diego County for Cash in any Condition.
call today 619-279-7167 you have nothing to lose!!
SELL YOUR HOUSE FAST!!! in CHULA VISTA, BONITA, AND ALL SAN DIEGO, ORANGE COUNTY AND EASTCOUNTY
CASH OFFER IN 24 HOURS!!
ANY LOCATION, CONDITION... TOGETHER WE CAN FIND A SOLUTION!!
619-279-7167
Any Reason
Any Condition
Any Price Range
619-279-7167 CALL TODAY!!!
YOU HAVE NOTHING TO LOSE!! 619-279-7167
SELL YOUR HOUSE FAST!!! in CHULA VISTA, BONITA, AND ALL SAN DIEGO, ORANGE COUNTY AND EASTCOUNTY
CASH OFFER IN 24 HOURS!!
ANY LOCATION, CONDITION... TOGETHER WE CAN FIND A SOLUTION!!
619-279-7167
Any Reason
Any Condition
Any Price Range
619-279-7167 CALL TODAY!!!
YOU HAVE NOTHING TO LOSE!! 619-279-7167 SEE OUR VIDEO BELOW
SELL YOUR HOUSE FAST!!! in CHULA VISTA, BONITA, AND ALL SAN DIEGO, ORANGE COUNTY AND EASTCOUNTY
CASH OFFER IN 24 HOURS!!
ANY LOCATION, CONDITION... TOGETHER WE CAN FIND A SOLUTION!!
619-279-7167
Any Reason
Any Condition
Any Price Range
619-279-7167 CALL TODAY!!!
YOU HAVE NOTHING TO LOSE!! 619-279-7167
Most of us consider a home our biggest single investment. Selling our home is probably one
of the most important decisions you will make and when you sell you want to sell your home
for the best price possible. After purchasing, renovated and selling properties for 12 years
I have learned how to sell properties for Top Dollar
(there is nothing like having your own money on the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
Most of us consider a home our biggest single investment. Selling our home is probably one
of the most important decisions you will make and when you sell you want to sell your home
for the best price possible. After purchasing, renovated and selling properties for 12 years
I have learned how to sell properties for Top Dollar
(there is nothing like having your own money on the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
Most of us consider a home our biggest single investment. Selling our home is probably one
of the most important decisions you will make and when you sell you want to sell your home
for the best price possible. After purchasing, renovated and selling properties for 12 years
I have learned how to sell properties for Top Dollar
(there is nothing like having your own money on the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
Most of us consider a home our biggest single investment. Selling
our home is probably one
of the most important decisions you will make and when
you sell you want to sell your home
for the best price possible. After
purchasing, renovated and selling properties for 12 years
I have learned how to
sell properties for Top Dollar
(there is nothing like having your own money on
the line to learn what works
and what does not work).
It takes more than putting a sing on the yard and advertise it online...
With Faby Gonzalez you can be sure that you will get top dollar for your home!!
please see my video presentation and visit my website to read some of my great
testimonials from my clients.
.When thinking of listing your house in San Diego, Chula Vista, Bonita, Coronado, La Jolla, or any area in San Diego, please let me put in front of you a listing presentation that will show you all I will do to get the most out of your sale. watch my video and please call me for a free presentation https://www.FabyGonzalez.com (619)279-7167
Let me tell you about short sales.... Its important to be represented by an experienced realtor when selling your home and even more when its a short sale. watch my video and call me for a free consultation. (619)279-7167 http://www.fabygonzalez.com
FREE short sale HELP
Cuanto tengo que esperarme para comprar casa despues de un Short Sale o venta corta?
Es buen tiempo para comprar? Como esta el mercado de bienes raices en este momento del 2013
HAFA Government Short Sale Program If you are a struggling homeowner who is experiencing some kind of financial hardship and can no longer afford your mortgage payments, then the Home Affordable Foreclosure Alternatives Program may just be for you. The HAFA program makes available options to avoid a foreclosure as well as offer cash back incentives to homeowners, servicers and investors to move forward with a short sale in order to avoid foreclosure. The U.S. Treasury conducted these incentives to protect the Housing industry. During a short sale, the lender will give the homeowner permission to sell the property for less than the amount owed on the mortgage loans. In order to qualify, the lender will ask you to provide proof of your hardship and make up what is called a short sale package. The HAFA short sale will allow homeowners to be free of all debt on the first lien mortgage, while also becoming eligible for $3,000 Cash Back to help with relocation expenses. Short sales are becoming increasingly popular because of its ability to help a homeowner overcome their financial difficulty, in their home at least. Choosing a short sale versus a foreclosure is typically the most reasonable path to a fulfilling future. When it comes to short sales, the homeowner must be aware that there is a difference between a traditional short sale and the HAFA short sale program. Qualifications: HAFA Short Sale Program- ●Primary residence ●Have a loan balance under $729,750 ●Monthly mortgage payments must be greater than 31% of monthly income ●First mortgage originated before 01/01/2009 Traditional Short Sale- (2 basic qualifications) ●Financial hardship (often varies from lender to lender) ●Proof of lack of funds / Insolvency
Of course, to qualify for any short sale, a borrower must owe more than the value of their property or be in a position where they do not have needed capital to bring to closing. Traditional Short Sale VS the HAFA short sale program ●A traditional short sale starts after the property is listed and an offer is given. The HAFA short sale typically starts before the property is listed. ●In a traditional short sale the offer begins the short sale process and all documents that were asked to be provided by the lender must be completed, once all of the proper paperwork in turned into the lender, reviewing and a decision will follow. The HAFA short sale program works like the traditional short sale when it comes to a timeline on when to expect a decision, however with the HAFA short sale, if an offer is put on the property, you will typically receive a decision within 10 days. ●In a traditional short sale the investor may demand cash or a promissory note; they may also maintain the right to pursue a deficiency judgment. In the HAFA short sale, the homeowner can be reassured that they will not be asked to produce a promissory note, cash and their lender will not pursue the homeowner for a deficiency judgment. Credit Impact- There is no difference between the HAFA short sale and the traditional short sale when it comes to a homeowner’s credit; however it is less than a foreclosure. HAFA Short Sale Incentives ●Borrowers will receive $3,000 at the end of the short sale to help with relocation expenses. ●Servicers will receive $1,500 after a successful short sale. ●Investors will receive a max of $2,000 for overheads to second position lean holders. Investors will also receive $1 for every $3 spent to release junior liens up to 6% with a maximum of $6,000.
It is very important to keep in mind that the short sale must be measured in “arms length”, which means the borrower may not sell the property to a relative or anyone else they are close too. The Short Sale Specialist Network is greatly familiar with a HAFA short sale versus the traditional short sale because of their knowledge, experience, and skill in short sales. It takes true experience in order to successfully complete a traditional short sale or the HAFA short sale.
When you're looking for a partner to help you negotiate the complexities of selling a home, you've come to the right place. The experience, dedication and strong communication you'll receive here will help ensure the successful and profitable sale of your home:
1. The Local Advantage- Take advantage of a broad spectrum of technologies and tools to support the sale of your home from start to close.
2. Internet Advertising - Since the lion's share of home buyers starts their search on the internet, top placement on search engines is essential. You'll gain access to placement on Google, MSNBC, and other websites. This will maximize your exposure and bring a large number of potential buyers to view information about your home.
3. Email Campaigns - It's important to "work the network." We can work together to identify the right people to target your home-and get in touch with them by email to drive excitement and interest.
4. Personal Touch - Of course, technology alone won't sell your home. Face-to-face interaction provides the advantage to sell your home-and you won't have to worry about a thing. The details will be handled with care and constant communication, to ensure the marketing and sale of your home go smoothly. www.FabyGonzalez.com 619.279.7167 call today for a non obligation consultation!
When you're looking for a partner to help you negotiate the complexities of
selling a home, you've come to the right place. The experience, dedication and
strong communication you'll receive here will help ensure the successful and
profitable sale of your home:
1. The
Local Advantage- Take advantage of a broad spectrum of
technologies and tools to support the sale of your home from start to close.
2.
Internet Advertising - Since the lion's share of home buyers
starts their search on the internet, top placement on search engines is
essential. You'll gain access to placement on Google, MSNBC, and other websites.
This will maximize your exposure and bring a large number of potential buyers to
view information about your home.
3. Email
Campaigns - It's important to "work the network." We can work
together to identify the right people to target your home-and get in touch with
them by email to drive excitement and interest.
4.
Personal Touch - Of course, technology alone won't sell your
home. Face-to-face interaction provides the advantage to sell your home-and you
won't have to worry about a thing. The details will be handled with care and
constant communication, to ensure the marketing and sale of your home go
smoothly.
A short sale is typically for the Chula Vista homeowner who is in some kind of hardship or underwater in their home. A short sale happens when the homeowner seeks the approval from their lender to sell the property for less than what is owed on the mortgage loan in order to avoid a foreclosure.
How can I qualify for a Chula Vista Short Sale?
The qualifications of a short sale usually consist of being in some sort of financial hardship. Qualifying short sale hardships are typically:
Active Military
Divorce
Excessive Medical Bills
Death of a Family Member
Job relocation/transfer
Incarceration
These are a fraction of hardships that are usually accepted in a short sale; however it is always advisable to seek the professionalism of a Chula Vista short sale specialist to better understand the short sale process and the qualifying hardships that may be accepted in a short sale.
What will I need to provide for my short sale?
In a short sale the homeowner will most likely be asked to provide a bundle of financial documentation as well as a hardship letter to verify their need to be rid of their obligation to their mortgage loan. This cluster of paperwork is called“A SHORT SALE PACKET” This package is highly important for it holds all of the necessary information a lender would usually need to make their best judgment on the approval or rejection of a Chula Vista short sale. An example of the necessities of the short sale package would be:
Letter of Authorization
Preliminary net sheet
Tax returns
W-2's
Payroll stubs
Copies of bank statements
Comparative Market Analysis
Short Sale Hardship Letter
Why are short sales beneficial?
A short sale has the ability to save a homeowners credit by simply decreasing the amount of time before they can apply for another loan as well as the amount of damage ones credit score would take. In a foreclosure, it has been known to drop a homeowner’s credit by 300+ points, whereas a short sales impact to credit is mostly based on points from each missed mortgage payment. Also, in a short sale the homeowner will typically be given incentives upon completion of the short sale in order to help with establishing credit and or paying off debt. In addition, the Home Affordable Foreclosure Alternatives program will offer an additional $3,000 Cash Back to the homeowner to assist with relocation expenses.
Can any Chula Vista Realtor short sale my home?
Hardly, when it comes to a short sale, it is usually a good idea to seek out a professional in its field in order to obtain positive results. Like any profession, specialists in short sales solely dedicate their lives to helping homeowners escape foreclosure through a short sale. One of the greatest benefits of a short sale specialist is that you should never have to pay for their services; after all, you are more than likely in a financial hardship so why should you have to worry about spending more money in your already fragile state? An experienced Chula Vista short sale agent will be able to handle all negotiations on your behalf while also building a strong mutual trust with you in order to make sure you are aware and comfortable throughout the short sale process. Finding the right short sale Realtor should be a tedious, but well worth it, process. You shouldn’t settle for the Realtor who has tried out short sales but never really successfully closed one. Instead, find a specialist who has closed many short sales and given other homeowners the chance to move on with their lives and stop foreclosure! We offer no cost assistance to you during your short sale, contact us today!
A short sale is typically for the Chula Vista homeowner who is in some kind of hardship or underwater in their home. A short sale happens when the homeowner seeks the approval from their lender to sell the property for less than what is owed on the mortgage loan in order to avoid a foreclosure.
How can I qualify for a Chula Vista Short Sale?
The qualifications of a short sale usually consist of being in some sort of financial hardship. Qualifying short sale hardships are typically:
Active Military
Divorce
Excessive Medical Bills
Death of a Family Member
Job relocation/transfer
Incarceration
These are a fraction of hardships that are usually accepted in a short sale; however it is always advisable to seek the professionalism of a Chula Vista short sale specialist to better understand the short sale process and the qualifying hardships that may be accepted in a short sale.
What will I need to provide for my short sale?
In a short sale the homeowner will most likely be asked to provide a bundle of financial documentation as well as a hardship letter to verify their need to be rid of their obligation to their mortgage loan. This cluster of paperwork is called“A SHORT SALE PACKET” This package is highly important for it holds all of the necessary information a lender would usually need to make their best judgment on the approval or rejection of a Chula Vista short sale. An example of the necessities of the short sale package would be:
Letter of Authorization
Preliminary net sheet
Tax returns
W-2's
Payroll stubs
Copies of bank statements
Comparative Market Analysis
Short Sale Hardship Letter
Why are short sales beneficial?
A short sale has the ability to save a homeowners credit by simply decreasing the amount of time before they can apply for another loan as well as the amount of damage ones credit score would take. In a foreclosure, it has been known to drop a homeowner’s credit by 300+ points, whereas a short sales impact to credit is mostly based on points from each missed mortgage payment. Also, in a short sale the homeowner will typically be given incentives upon completion of the short sale in order to help with establishing credit and or paying off debt. In addition, the Home Affordable Foreclosure Alternatives program will offer an additional $3,000 Cash Back to the homeowner to assist with relocation expenses.
Can any Chula Vista Realtor short sale my home?
Hardly, when it comes to a short sale, it is usually a good idea to seek out a professional in its field in order to obtain positive results. Like any profession, specialists in short sales solely dedicate their lives to helping homeowners escape foreclosure through a short sale. One of the greatest benefits of a short sale specialist is that you should never have to pay for their services; after all, you are more than likely in a financial hardship so why should you have to worry about spending more money in your already fragile state? An experienced Chula Vista short sale agent will be able to handle all negotiations on your behalf while also building a strong mutual trust with you in order to make sure you are aware and comfortable throughout the short sale process. Finding the right short sale Realtor should be a tedious, but well worth it, process. You shouldn’t settle for the Realtor who has tried out short sales but never really successfully closed one. Instead, find a specialist who has closed many short sales and given other homeowners the chance to move on with their lives and stop foreclosure! We offer no cost assistance to you during your short sale, contact us today!
http://www.fabiolagonzalez.com/communities/
