SHORT SALES

You get one shot to do a successful short sale. If your agent is inexperienced at short sales, makes mistakes, gives up, slacks off, drops the ball, or simply does not know how to negotiate with the banks, you will wind up being foreclosed on by your lender.


call us and let an expert handle your short sale for FREE!!

http://www.fabygonzalez.com/

QUE ES UNA VENTA CORTA?

Una venta corta es cuando usted vende su casa por un total menor de lo que usted deve al banco.  es esta su situacion?  llamenos.  le podemos ayudar Gratis!!
http://www.fabygonzalez.com/
no espere a que le hagan un foreclosure.  (619)279-7167

Trabaje con expertos.

Chula Vista Short sale specialists

dont wait... call me today (619)279-7167  visit my website for more info  http://www.fabygonzalez.com/

Need a Realtor in Chula Vista??

VA loans in San Diego, Chula Vista. Buy a house with no money down

FIVE EASY STEPS TO A VA LOAN

Apply for a Certificate of Eligibility.

A veteran who doesn't have a certificate can obtain one easily by making application on VA Form 26-1880, Request for Determination of Eligibility and Available Loan Guaranty Entitlement, to the local VA office.

Decide on a home the buyer wants to buy and sign a purchase agreement

Order an appraisal from VA. (Usually this is done by the lender.) email us fabygg1@gmail.com

Most VA regional offices offer a "speed-up" telephone appraisal system. Call the local VA office for details.

Apply to a mortgage lender for the loan.  email us fabygg1@gmail.com


While the appraisal is being done, the lender (mortgage company, savings and loan, bank, etc.) can be gathering credit and income information. If the lender is authorized by VA to do automatic processing, upon receipt of the VA or LAPP appraised value determination, the loan can be approved and closed without waiting for VA's review of the credit application. For loans that must first be approved by VA, the lender will send the application to the local VA office, which will notify the lender of its decision.

Close the loan and the buyer moves in.

Ready to buy your house with no money down using your VA loan? call us today (619)279-7167 http://www.fabygonzalez.com/
email us fabygg1@gmail.com

VA Loans in San Diego. buy a house with NO money down

FIVE EASY STEPS TO A VA LOAN

1. Apply for a Certificate of Eligibility.
   
   
   
   

   A veteran who doesn't have a certificate can obtain one easily by making application on VA Form 26-1880, Request for Determination of Eligibility and Available Loan Guaranty Entitlement, to the local VA office.
   
   

   
   
2. Decide on a home the buyer wants to buy and sign a purchase agreement
   
   
   
   
3. Order an appraisal from VA. (Usually this is done by the lender.)
   
   
   
   

   Most VA regional offices offer a "speed-up" telephone appraisal system. Call the local VA office for details.
   

   
   
4. Apply to a mortgage lender for the loan.
   
   
   
   

   While the appraisal is being done, the lender (mortgage company, savings and loan, bank, etc.) can be gathering credit and income information. If the lender is authorized by VA to do automatic processing, upon receipt of the VA or LAPP appraised value determination, the loan can be approved and closed without waiting for VA's review of the credit application. For loans that must first be approved by VA, the lender will send the application to the local VA office, which will notify the lender of its decision.
   

   
   
5. Close the loan and the buyer moves in.
   
   

Ready to buy your house with no money down using your VA loan? call us today

(619)279-7167 http://www.fabygonzalez.com/

SB 458 Law protects short sale sellers

CALIFORNIA ASSOCIATION OF REALTORS® applauds Gov. Brown on signing SB 458 into law

LOS ANGELES (July 15) – The CALIFORNIA ASSOCIATION OF REALTORS® (C.A.R.) applauds Gov. Jerry Brown on signing SB 458 (Corbett) into law. SB 458 extends the protections of SB 931 (2010), to ensure that any lender that agrees to a short sale must accept the agreed upon short sale payment as payment in full of the outstanding balance of all loans.

Under previous law (SB 931 of 2010), a first mortgage holder could accept an agreed-upon short sale payment as full payment for the outstanding balance of the loan, but unfortunately, the rule did not apply to junior lien holders. SB 458 extends the protections of SB 931 to junior liens.

“The signing of this bill is a victory for California homeowners who have been forced to short sell their home only to find that the lender will pursue them after the short sale closes, and demand an additional payment to subsidize the difference,” said C.A.R. President Beth L. Peerce. “SB 458 brings closure and certainty to the short sale process and ensures that once a lender has agreed to accept a short sale payment on a property, all lienholders – those in first position and in junior positions – will consider the outstanding balance as paid in full and the homeowner will not be held responsible for any additional payments on the property.”

SB 458 contains an urgency clause making it effective upon signing.

Call us for more information. (619)279-7167

Need a short sale specialist? Need a Realtor to help you find your first home? Need a Realtor who can guide you thru the process and make it smooth? Need a Realtor to save you from Foreclosure by doing a short sale and helping you stay in your home a little longer FREE of charge?

well... Call Faby Gonzalez and Associates. visit my website and read our clients testimonials.

www.fabygonzalez.com